What's New       
   
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The Southern FCU Newsletter Is Now Available Online!

The Southern FCU is now featuring our newsletter on our website. Get the latest news about your credit union, or find out about upcoming promotions with just a click of a button. Click here for important downloading information and access to all the latest credit union news.

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One Gift Fits All – Visa Gift Cards

Looking for the right gift for that special someone? Choose the gift that’s the perfect fit for every occasion—The Southern Federal Credit Union Visa® Gift card.

For birthdays, weddings, baby showers, and whenever you need just the right gift, The Southern Federal Credit Union’s Visa Gift card is the one gift that they’re sure to enjoy.

With a Visa Gift card, you decide the amount and they decide where to use it. So you can be sure they’ll get the gift they really want.

To purchase a Visa Gift card, visit any branch or order online by going to www.libertygiftcard.com.
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If you are in the market to buy or refinance, now is the time to do it. Check out our low rates:

Term Model Year As Low As  APR†
36 months ’04, '05, '06, '07 and '08 5.00%*
48 months ’04, '05, '06, '07 and '08 5.25%**
60 months '05, '06, 07 and '08 5.50%***
72 months Available – Call us for more details
84 months Available – Call us for more details

Click here for additional rates

Just give us a call when you are ready. Or, apply online. Click here for more details.

* For a loan at 5.00% APR, 36 payments of $29.97 per $1000 borrowed
** For a loan at 5.25% APR, 48 payments of $23.14 per $1000 borrowed
*** For a loan at 5.50% APR, 60 payments of $19.10 per $1000 borrowed

†Annual Percentage Rate. Rate offered is based upon applicant’s credit history. Rate offered will not fall below established floor limits. Credit conditions and qualifications apply.