Thank you for your interest in career opportunities with The Southern Credit Union. 


The Southern Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, disability, veteran’s status or national origin.

Mortgage Loan Officer


The Southern Credit Union is  seeking a Mortgage Loan Officer who will be responsible for origination of conventional, FHA, VA & USDA mortgage loans as well as 2nd mortgages. Conducts initial pre-qualification interviews and prepares complete loan application packages and collecting all necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and secondary investor guidelines. Receives, evaluates, and reviews loan applications. Performs mortgage support services including assisting members with questions and completing basic accounting and clerical duties. Communicates loan status to all involved parties including buyer, seller, Realtor, and title company representatives. In addition to providing mortgage lending services, it will be expected that the Mortgage Loan Originator will develop new contacts and business from Realtors, accountants and attorneys within all servicing areas.


  • Minimum of 5 years advanced residential mortgage experience required
  • Excellent verbal communication and interpersonal skills.
  • Ability to meet deadlines while prioritizing a changing workload.
  • Proficient in Word, Excel, Outlook & PowerPoint.
  • Successful candidate must meet and comply with all requirements for Mortgage Sales Assistant’s set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.

Please forward resume to


Mortgage Loan Officer Assistant


The Southern Credit Union is seeking a Mortgage Loan Officer Assistant. Duties include provide administrative support to the loan officer while providing world class customer service to internal and external customers. Handle multiple tasks such as filing, entering loan application data, scheduling meetings, calling various departments to ensure smooth processing of individual loan files. Contact customers regarding required loan documentation and prepare for loan officer review. Gather files for weekly pipeline review with mortgage processor and provide the status of each file. Obtain necessary information related to outstanding conditions on loan files. Required to complete and submit cross sell report on a weekly basis. Assist with maintaining customer database via Loyalty Express system. It will be necessary to review Projection Reports twice a month. Follow-up on leads that are provided and track progress. Order marketing materials and print necessary flyers for the loan officer to utilize when meeting with referral partners. Provide a list of prioritized items necessary for the loan officer to complete on a daily basis. Serve as a back up to the Loan Officer while they are out meeting with clients.


  • Minimum 3 years residential mortgage experience, required
  • Excellent verbal communication and interpersonal skills.

Please forward resume to


Mortgage Loan Processor        


The Southern Credit Union is expanding their mortgage department and looking for a mortgage loan processor. The individual must be energetic, organized and ready to work in fast pace environment.


The Loan processor will provide support to the MLA and MLO on an array of products. Duties include: Gathering documents, providing great customer service to Agents, updating clients and overall support throughout the loan process. This individual must be highly organized and able to handle a heavy workflow.


High School Diploma or equivalent. • Minimum three (3) years processing experience in high volume mortgage setting. • Experience with DU, DO and LP systems. • Knowledge of FHA and FNMA policies and guidelines. • Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines. • Working knowledge of various fraud tools.

Please email resumes to


Title: TSC Loan Originator / TSC Loan Officer
Salary Range: Determined by Experience
Reports to: Chief Lending Officer

Qualifications: Applicants should have some experience in loan processing, originating, and / or underwriting. Loan experience can be supplemented by related experience in banking or finance. Applicants should have excellent oral and written communication skills. Applicants should be able to type efficiently and must have working knowledge of Microsoft Office Suite. Applicants must be able to work independently and prioritize assignments and workflow efficiently. Applicants must also have exceptional customer and member service skills as well as an interpersonal skill set.

Job Duties: Loan Officers must process loan applications and appropriately advise members on any loan related questions. Loan Officers will obtain accurate information from the member and input into lending software, in accordance with current laws and regulations, as it relates to lending. Loan Officers are to pull credit reports, verify demographics, verify assets and liabilities, as well as validate legal documents.

Since the Credit Union’s lending platform is decentralized, lending personnel will not be limited to just loan origination. Loan Officers are required to underwrite all loan applications and make informed decisions within policy limits and assigned lending authority. Lending authority is assigned based on loan recommendations, experience, lending education, delinquency ratios, as well as current market conditions. Underwriting and Credit Analytics require lenders to verify income, calculate debt to income, disposable income, and revolving debt burden ratios.

Loan Officers will analyze credit reports provided by Equifax, Experian, and TransUnion. Loan Officers are to assign interest rates based on the credit score, term of loan, and any other stipulations required by policy. Loan Officers are to analyze the credit reports to evaluate repayment history, amount of unsecured debt versus secured, type of debts, and debt burden. Loan Officers are to identify areas of concern to the Credit Union such as delinquencies, judgments, liens, foreclosures, repossessions, bankruptcies, and any other derogatory items, as
they may prohibit disbursal of the loan application.

Loan Officers are to track and maintain a “loan pipeline” from the loan application to the loan disbursement. Loan Officers are to continuously remain in contact and follow up with members to ensure good customer service and that the loan request is closed within a timely fashion. Loan Officers are to request and obtain any required documentation from the member such as proof of income, proof of collateral, payoffs, purchase orders, bill of sales, etc…

Loan Officers must have a general knowledge of the Fair Credit Reporting Act, Equal Credit Opportunity Act, Fair and Accurate Credit Transaction Act, Truth in Lending Act, Credit Card Accountability, Responsibility, and Disclosure Act, and the Fair Debt Collections Practices Act. Finally, Loan Officers will be expected to manage other assignments requested by management as they relate to the Lending Department.

Please forward resume to