Wire Transfer

The Southern offers both domestic and international wire transfers. There is a $10 fee for incoming wire transfers and the charge for outgoing domestic wire transfers is $15.

Outgoing wire requests received prior to noon [3:00 pm (domestic)] will be processed the same day. Wires received after this deadline will be processed the next business day. Incoming wires are posted as they are received from the initiating financial institution.

The receipt time is dependent upon the time the request was received, any weekend or holiday periods, the geographical location of the destination financial institution, and/or the number of correspondent financial institutions involved in the routing process.


Wire transfer instructions 

For incoming wires (wires received at The Southern Credit Union):

  • Receiver ABA/Routing & Transit #: 261071328
  • Receiver Institution Name: The Southern Credit Union
  • Member Name
  • Member Account Number

 For outgoing wires (wires sent by The Southern):

Contact the receiving institution to obtain the wire instructions for The Southern to follow. Incorrect wire instructions will result in the return of the wire transfer and you may possibly be charged the wire transfer fee by both financial institutions.