Apply Online For A Loan

When you apply online using The Southern Online Banking, the process is secure, convenient and fast. Simply log on by entering your user name and password. Once you have logged on, you can find the online loan application under the ‘Secure Forms’ menu. Click here to apply online.


Apply For A Southern VISA Credit Card

Apply online today for a Southern VISA credit card. We have made it easier to apply. Click here for a Credit Card Application


Apply Online For A Mortgage Loan

Apply online today for a mortgage or to refinance. We have made it easier to apply. Click here to apply online for a mortgage.

Apply Over The Phone

Our agents are available to take your application over the phone.  Dial 770.719.1111 press #4 to apply now.

Apply In Person

You can apply in person at any Southern Branch locations. No appointment is necessary. Our member service representatives can walk you through the application, or fill out the application in advance for faster service.