Rate Chart – Consumer Loans

Consumer Loans1 7/18/2019
 
Type Term Annual Percentage Rate (APR)* 3.75% – 14.50%
RV, Boats, Motorcycles, Musical Instruments, Computers and Farm equipment 1 – 24 Months 3.75%**
  25 – 36 Months 4.00%**
  37 – 48 Months 4.25%**
  49 – 60 Months 4.050%**
  61 – 72 Months 5.00%**
  73 – 84 Month 5.25%**
  86 – 96 Months 5.75%**
  97 – 108 Months 6.00%**
  109 – 120 Months 6.25%**
  121-180 Months 7.00%**
Personal Loans Up to 72 months 8.25 – 17.99%**
Savings Secured Loans Up to 36 Months Previous Qtr’s Highest Dividend Rate Plus 2%
Stock Secured Loans Up to 72 Months 3.75% – 9.75%
Fast Cash Line of Credit   10.00% – 17.99%
*APR =Annual Percentage Rate. Your APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent credit history.

** This offer includes a .50% for 10% equity. Offer and rate are based on applicant’s credit history. Credit conditions and qualifications apply. Rates offered may require down payment of 10% and arrangement for automatic repayment. Rates and terms subject to credit approval and subject to change without notice. Other restrictions may apply. Offer excludes all loans financed at the Credit Union. A $10,000.00 loan at an APR of 2.75% for 60 payments would yield a monthly payment of $178.60.Offer coupon may not be used in conjunction with any other promotion or applied to existing vehicle loans with The Southern Credit Union. *Rate offered is based upon applicant’s credit history, services, down payment and available coupon. Rate offered will not fall below established floor limits. Credit conditions and qualifications apply. + 24-month term. Rates may change at anytime without notice. *APR =Annual Percentage Rate. Your APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent credit history.