About Us


The Southern Credit Union, like all other credit unions, is a not-for-profit financial cooperative. Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees on various services and products. The Credit Union is owned by its members and governed by member-elected board of directors.

Range of Services:

The Southern Credit Union has long established itself as a provider of numerous low-cost services. The Credit Union’s pricing structure is exceedingly competitive, especially when contrasted against those service offerings of other local institutions. The products/services now available include several types of deposit accounts, a full complement of consumer loans, a complete line of mortgage related loan products, ATM and Internet banking. Each branch offers all the amenities expected of a full-service financial institution. The Credit Union strives to provide unparalleled service to each member; for example, branch personnel are trained to counsel with members on fundamental budgeting issues.

Since 1963, we have taken the necessary measures to learn the needs of our members and provide them with the financial tools they need. Our whole purpose of existence is dedicated to this cause. We hope our members are proud of our heritage.