| Shares1 | 11/1/2019 | ||
| Type | Annual Percentage Yield (APY) | Minimum Balance to Open Account | Minimum Balance to Earn Dividends |
| Share Savings | $25 | $100 | |
| $0.00-$99.99 | 0.00% | ||
| $100.00-$2,499.99 | 0.45% | ||
| $2,500.00-$9,999.99 | 0.50% | ||
| $10,000.00-$24,999.99 | 0.55% | ||
| $25,000.00-$49,999.99 | 0.60% | ||
| $50,000.00-$99,999.99 | 0.65% | ||
| $100,000.00 + | 0.70% | ||
| Basic Checking | 0.00% | $0 | N/A |
| Checking Plus* | 0.05% | $0 | $1,000 |
| Heritage Checking | 0.05% | $0 | $0 |
| Vacation Club | 0.10% | $0 | $0 |
| Christmas Club | 0.10% | $0 | $0 |
| IRA Shares | 0.25% | $500 | $0 |
| 1Rates are subject to change without notice; Rates are declared at quarter end and are paid retroactively; *Fees may reduce earnings on Checking Plus account. | |||