Bill Pay

Pay bills quick and all in one place with Bill Pay!

Bill Payment

If you have a checking account with The Southern you can pay bills through Online Banking instead of writing and mailing checks with just a few clicks!


  • You control the timing and the amount of each bill you pay.
  • You can schedule your bills as a single payment, such as utility bills and phone bills, or you can schedule recurring payments, such as mortgage and auto payments.
  • Bill pay is free when you sign up for eStatements. 

How to Enroll

To enroll for Bill Pay, log into online banking and select the Bill Pay tab to submit an application. Members can apply and be approved within 24 hours.

We reserve the right to close inactive bill pay accounts without prior notice. For additional information please refer to our credit union rate & fee disclosure.

Funds Transfer

More flexibility when moving money.


  • Transfer funds online to and from your accounts at other financial institutions.
  • Transfer funds to pay your loan, credit card balance, or simply transfer money between accounts at The Southern.

Get Started

It’s easy to transfer money securely between your accounts and other financial institutions. Simply login to Online Banking – Move Money – Funds Transfer and follow the prompts! You’re ready to start!

Secure Forms

Access easy-to-use secure forms for quick requests or changes to your account all through Online Banking. Login into your Online Banking Account and select the Secure Forms Tab for a list of form options.

  • Address Change
  • Apply for a Loan
  • Check Copies
  • Stop Payment
  • Direct Deposit

Sign Up for Online Banking

Bill Pay FAQs

Choose a Bill Pay question below

How do I sign up for Bill Pay?

  • Log into your Online Banking account, click the Bill Pay tab at the top of the screen and follow the prompts for setting up Bill Pay.

Is there a monthly charge for using the Bill Pay service?

  • eStatement users and Heritage Club members have free unlimited use of our Bill Pay service. If you prefer paper statements, there is a $5.95 monthly fee for the Bill Pay service.

How many payees can I set up?

  • There is no limit to the amount of payees you may set up.

Is there a fee for placing a stop payment on an Bill Pay check?

  • There is a $35 fee for placing a stop payment on Bill Pay checks.

How can I know when the bill will be paid?

  • When you enter the amount to be paid, the calendar will display the first available payment date. You can choose that date or extend the payment out to a future date that you prefer the payment to be made.

How do I discontinue Online Bill Pay?

  • You can either visit one of our branches or send in a written request with your handwritten signature via:
    Mail: The Southern Credit Union, PO Box 1509, Fayetteville, GA. 30214
    Fax: 770.692.7339
    Email: Click here to send through our secure email